The Personal Cash Advance contract:

  • Repayments will be automatically direct debited on the agreed dates.
  • Must be repaid within the loan contract term, usually four (4) weeks.
  • Cost of borrowing is governed by the Consumer Credit Code Legislation.
  • All our fees and charges are explained in our documentation.

To Qualify, You must:

  • Be a resident of Australia.
  • Have an active account with an Australian Bank or Credit Union.
  • Have an income of at least $1500 each month, paid into your bank account.
  • Show that you have regular income by sending us your bank statements.
  • Have a valid email address so that Money Centre can contact you.
  • If this is your first application you need to send us at least 60 days (two months) of statements up to the current date. If this is a repeat application we need 30 days (one month) of statements up to the current date. If you have Internet access to your bank account, you can print a copy of your statement

On approval:

  • You will receive an offer of a Personal Cash Advance by e-mail.

If you accept the Cash Advance Proposal:

  • The agreed Cash Advance amount will be deposited into your bank account or as otherwise arranged.

A Personal Cash Advance is:

  • An Advance of a small amount of money for a short term.
  • Advanced to one person, based on that person’s income and personal circumstances.
  • Subject to a reasonable credit history.
  • Centrelink recipients may also be eligible.

A Cash Advance can be:

  • An amount up to $2000.

All Personal Cash Advances:

  • Must be repaid within the Contract Terms Stated, usually four (4) weeks.
  • Are contracted for a single term and cannot be extended for another term.
  • Must be repaid in full before another Advance can be given.